My name has been added to the roster of a very exclusive club. This club's roster

has names in it that may very well surprise you. The club's membership includes

some very prominent individuals of great wealth and lofty social stature, as well as

some individuals of great historic and/or heroic significance.

Allow me to be a "name dropper" of a few my fellow club members.

Have you ever heard any of the following names? For instance; Thomas Jefferson,

Abraham Lincoln, Ulysses S. Grant, Harry S Truman. R.H. Macy, Henry Ford,

Walt Disney or Charles Goodyear just to name a few? Any of these names "ring

a bell"? All of these guys are on the club's roster as well as so many others you

would instantly recognize. And just think, I'm a member in good standing of this

exclusive club too.

So, what exclusive club is this and how could I become a member of this club you ask?

What exactly are the requirements to become eligible to belong to a club like this

with such an impressive roster? All you need to do to belong to this club made up of such famous

and distinguished members - to enter your name on this exclusive, prestigious roster is;

HIT BOTTOM - FAIL - GO BROKE.

Are these guys a bunch of losers? If so, I'm in excellent company!