GARY W. ELDRED, PHD, has invested successfully in real estate for more than twenty-five years and has served on the graduate business school faculty at Stanford University and the University of Virginia. He cohosts a nationally broadcast radio show on investing and frequently makes presentations at seminars throughout North America. He is also the author of 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell and Trump University Real Estate 101, both from Wiley.