The art of savings has been forgotten by most people as they live paycheck to paycheck and finance everything. Without sound strategies for building savings, most will never improve their lot in life and experience true freedom. This guide will give you the hacks, tools and mindsets needed for lowering your living expenses, getting out of bad debt, and avoiding the common financial traps most people fall victim to with vehicles, housing, education, consumer purchases, and the hidden tax of inflation. This book also highlights the dangers of using outdated investment strategies in the new economic landscape of the 2020s, and what you can do about it.