FULLY UPDATED for the 2023 TAX Laws, Tax Tables, and more Whose retirement are you planning for-YOURS... OR Uncle Sam's? It's your choice. I'm planning to pay as little as ZERO income taxes in my retirement. How about you? Get Me to ZERO(TM) describes seven synergistic tax strategies to help you legally get your future assets and cash flow off the IRS's radar screen and pay as little as ZERO income taxes during retirement. My book explains how implementing these seven proven tax strategies can offer up to 20%-40% more spendable retirement income than traditional 401(k)s, TSPs, 403(b)s, and IRAs. Of course, ROTH contributions and conversions are fully discussed. Those are 2 of the 7 strategies. Also described is an amazing little-known, tax-free strategy of using OPM (Other People's Money) to fund your TAX-FREE retirement! I've been a practicing Certified Financial Planner(TM) (CFP(R)) for over 20 years, serving clients across the country.
Most of them I've never met. My financial planning practice and this book are centered on these firm beliefs: 1) People should not pay a dime more in taxes than the law requires
2) Nor should they take an ounce more risk than necessary to reach their financial goals. Judge Learned Hand, a federal district and appellate judge for more than 50 years, is said to have been the most influential judge in the U.S. who never sat on the Supreme Court. Judge Hand said, "Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one's taxes." "Over and over again, the Courts have said that there is nothing sinister in so arranging affairs to keep taxes as low as possible. Everyone does it, rich and poor alike, for nobody owes any public duty to pay more than the law demands." That, in a nutshell, is the legal basis for the Get Me to ZERO(TM) strategies. Proactively and systematically arranging our financial affairs so that our future income taxes will be as low as possible. And this book is not about tax loopholes! Not one strategy is a loophole. Author Tom Wheelwright (he's Rich Dad Poor Dad's personal CPA) says, "After all, the tax law is really a map - a treasure map. As you follow this map, your taxes go down." The more sources of non-taxable retirement cash flow-the better. Use the full tax code to make as much of your retirement cash flow legally "invisible" to the IRS. There are no